skip to main content

Accident, sickness and unemployment

Accident, sickness and unemployment cover can give you peace of mind knowing that in the event of redundancy, accident or illness you will receive an income to enable you to meet your mortgage payments so your home will not be at risk.

Accident, Sickness and Unemployment (ASU) cover, also known as Short Term Income Protection is designed to pay you an agreed monthly amount for a typical period of one or two years. 

Ensure you can meet your essential financial commitments

With a confusing array of products available that offer differing levels of cover and premium, it is vital that you get advice from an expert. ASU policies may have restrictions, for example you may not be covered if you know you are already at risk of redundancy or have a pre-existing medical condition.

Your adviser will be delighted to talk to you and explain all of the choices available and will recommend a policy that is tailored to your specific needs.

Please also see our income protection page which offers longer-term coverage solutions.

Our recommendations will be based on the quality of cover available as well as the price. A product may be more expensive because it offers a more comprehensive level of coverage.  We will guide you through the process and explain any terms that you may not understand.

We all want security for our future; a chance to maintain the financial stability we have worked so hard for.

Blackstone will help you plan for the future.

Call our offices on Bristol 0117 403 0097 to get a quotation.

Short term income protection

Please note, accident, sickness & unemployment insurance typically costs £4.10 a month for every £100 of monthly benefit. This is based on a 39-year-old customer choosing £ 1,000 of accident, sickness and unemployment monthly benefit with claims paid after a 30-day deferred period. The cost of this insurance depends on a number of factors, such as your age, where you live and your occupation. As a result, the cost you will pay is based on your own circumstances. There are other providers of Short-term Income Protection and other products designed to protect you against loss of income. For impartial information about insurance, please visit the website at

Get in touch

Get in touch

Contact us at either our Bristol or Keynsham office, or book a consultation.

Contact Us Book a Consultation
Ask Us About

Mortgages with

  • No lender fees
  • No early repayment charges
  • Valuation fee refunds
get in touch

Competitive Mortgages

We access the best mortgages from over 65 lenders and many exclusive deals not available directly.


Bespoke Advice

Years of experience means our quality advice will be tailored completely to you.


Personal Service

The best service is personal service; we really care about your experience.


Client Care

Our dedicated team are with you every step of the way.

Khalid Javid featured in the Sunday Times Guide to the Top 250 UK Mortgage Advisers

Sunday TimesWe're delighted to announce that Khalid Javid was featured in the Sunday Times Guide to the Top 250 UK Mortgage Advisers.

Read more

Reality Check: How does the government help first-time buyers?

Saving up for a deposit for a mortgage can seem daunting.

Recent research suggests that it can take a young p...

View more news

We're only a phone call away

It would be our pleasure to work with you to ensure you have the best mortgage for you.