skip to main content


The mortgage market is very competitive and there are new deals available all the time. It is likely that your biggest monthly outgoing is your mortgage and by finding a better deal you could save hundreds and possibly thousands of pounds.

We have access to an extensive range of re-mortgage products, many of which are not available on the high street and we will search the mortgage market to find a more competitively priced loan for you.

Whatever you’re re-mortgaging for, the current low interest rate environment means now could be the right time to weigh up your options.

We recommend that you review your mortgage every year to see how your current deal compares with what has just come onto the market.

Why Re-mortgage?

There are a number of reasons you may want to re-mortgage including the following;

To reduce your interest rate

While many lenders offer introductory deals for example a low fixed, tracker or discounted rate for an initial period of anywhere between 2 and 5 years, after this period ends the interest rate charged usually reverts to the lenders standard variable rate (SVR). The SVR is usually higher than rates they will offer new customers or that can be obtained elsewhere.

With interest rates at an all-time low, if you're coming to the end of an existing deal or your deal has ended and you’re already paying your lender’s SVR, it is a really good time to re-evaluate.

Industry data indicates that 7 out of 10 homeowners could potentially save money by moving off SVR onto a fixed rate mortgage.**

** Based on Virgin Money assumptions as to the new business interest rates available to, and savings achievable by, borrowers re-mortgaging away from a standard variable rate. This uses stock residential mortgage data from the CACI mortgage market database, February 2015.

Why Choose to Remortgage

To raise additional capital

Your Blackstone adviser can help you raise additional funds for a new project such as home improvements, school fees, a deposit on a second or investment property or even to pay off more expensive debts such a secured loan or credit cards. Think carefully before securing other debts against your home.

To knock years off your mortgage

At Blackstone Financial Solutions we recommend that you review your mortgage when your interest rates or circumstances change.  If it is worth making the switch and your monthly payments are going to be lower, think about sticking with your existing monthly payments and reduce the mortgage term instead, meaning you could be mortgage free sooner.

To control your outgoings

When you switch to a fixed rate mortgage, you can relax knowing exactly what your monthly repayments will be for an agreed period, helping you stay in control.

Re-mortgaging Success

Blackstone Financial Solutions will search the whole of the market and find the best deal to suit you and your circumstances.  Your broker will guide you through your options and make the process as simple as possible.

You may be able to secure a new rate up to six months before your current product comes to an end; we will start the process for you early to prepare for mortgage success.

When looking for a lower interest rate you need to consider the total cost of your new mortgage and factor in fees as well as the headline interest rate. You may also have legal, valuation and administration costs to pay if you switch lenders. However, many lenders offer re-mortgage incentives such a free valuation and a free legal service included in the package to help make the switch worthwhile.  Your Blackstone adviser will look at your individual circumstances to advise on the best possible solution for you.

You may have an early repayment charge with your current lender and should check before re-mortgaging.

Reviewing your mortgage also provides you with a great opportunity to consider your protection needs. The type and level of insurance you require can often change throughout your life – Your Blackstone adviser will give you expert and impartial advice so that you have the right cover for your individual circumstances. Getting the right life insurance and protection in place can make the world of difference to you and your family when life doesn't go according to plan. 

As with all insurance policies, conditions and exclusions will apply.

Re-mortgaging through Blackstone could potentially save you a significant amount of money each month.

Please call us or request a call back to discuss your re-mortgaging needs.


Do take a look at our calculators, how much can I borrow , mortgage calculator and protection pages.

How do I pick the right mortgage?

"We have used Khalid Javid a number of times and the experience has been excellent. He is extremely knowledgeable and professional and made remortgaging a very easy experience."

Get in touch

Get in touch

Contact us at either our Bristol or Keynsham office, or book a consultation.

Contact Us Book a Consultation
Ask Us About

Mortgages with

  • No lender fees
  • No early repayment charges
  • Valuation fee refunds
get in touch

Competitive Mortgages

We access the best mortgages from over 65 lenders and many exclusive deals not available directly.


Bespoke Advice

Years of experience means our quality advice will be tailored completely to you.


Personal Service

The best service is personal service; we really care about your experience.


Client Care

Our dedicated team are with you every step of the way.

Khalid Javid featured in the Sunday Times Guide to the Top 250 UK Mortgage Advisers

Sunday TimesWe're delighted to announce that Khalid Javid was featured in the Sunday Times Guide to the Top 250 UK Mortgage Advisers.

Read more

Reality Check: How does the government help first-time buyers?

Saving up for a deposit for a mortgage can seem daunting.

Recent research suggests that it can take a young p...

View more news

We're only a phone call away

It would be our pleasure to work with you to ensure you have the best mortgage for you.