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House prices rise fastest in North West

· Press Coverage ·

House prices in the North West rose the fastest in the UK compared with a year ago, according to official figures.

 

Shock as inflation jumps to six-month high of 2.7%

· Press Coverage ·

Inflation jumped unexpectedly to 2.7% in August, its highest level in six months, shocking economists that had expected a drop.

Bank of England raises UK interest rates

· Press Coverage ·

The Bank of England has raised the interest rate for only the second time in a decade.

UK Cities House Price Index

· Press Coverage · Economy Home and property

Don't rely on regional averages. The Hometrack UK Cities House Price index is the only UK index which analyses housing market trends at a city level – across 20 cities, plus regions and nationally. Explore the data, compare cities and follow trends over time

Bank of Mum and Dad 'feels the pinch'

· Press Coverage · First time buyer

Parents are parting with thousands of pounds to help their children get on the property ladder, but they can't afford to lend as much as they used to.

The average parental contribution for home buyers this year will be £18,000, down 17% from last year's £21,600, according to Legal & General (L&G).

Small landlords under the microscope

· Press Coverage · Buy to let

Looking at the latest research into the buy to let market, a lot changed during 2017 for landlords with small portfolios (up to 10 properties).

Government extends licencing scheme for HMOs

· Press Coverage · Buy to let

The Government is expanding the mandatory licencing of HMOs (houses in multiple occupation), bringing more properties into the licencing regime from 1 October 2018.

Remortgages reach nine-year high in January 2018

· Press Coverage · Mortgage market & product news Re-mortgaging Moving home

The number of remortgages in January 2018 reached a nine-year high while the number of first-time buyers and home movers both increased compared to the same period in the previous year, UK Finance’s latest mortgage trends update reveals.

Top 10 pointers for landlords about new EPC rules

· Press Coverage · Buy to let

After April, new rules mean you cannot legally rent out a property unless it passes a minimum energy efficiency test.

Why first time buyers are so reliant on the bank of Mum and Dad

· Press Coverage · First time buyer Mortgage market & product news

We know that first time buyers are finding it harder than ever to get a foot on the property ladder and are increasingly turning to friends and family to help out. However, when you consider that 66% of first time buyers in England are in the two highest income bands, we look at why it has become so tough to buy a first home.

Interest rates: What would a rise mean for you?

· Press Coverage · Interest rates Economy Fixed rate mortgages

After the latest comments from the Bank of England, financial analysts think a rise in the Bank's base rate from 0.5% to 0.75% in May has become much more likely, with another one expected to follow in the Autumn.

Bank of England hints at earlier and larger rate rises

· Press Coverage · Interest rates Economy Re-mortgaging

The Bank of England has indicated that the pace of interest rate increases could accelerate if the economy remains on its current track.

Bank policymakers voted unanimously to keep interest rates on hold at 0.5% at their latest meeting.

However, they said rates would need to rise "earlier" and by a "somewhat greater extent" than they thought at their last review in November.

UK Cities House Price Index - December 2017

· Press Coverage · Economy Home and property Moving home

UK City house price inflation slows to 5.4%.

Mortgage Market activity bouyant during November 2017

· Press Coverage · Mortgage market & product news Buy to let

UK Finance’s mortgage trends update for November 2017, released today, reveals steady increases in mortgage lending for first-time-buyers and home movers compared to the previous month and the equivalent period in 2016. Read the News Release here. 

Property market braces for shockwaves from landmark leasehold case

· Press Coverage · Home and property

Appeal court ruling could halve the cost of extending leases or buying freeholds for 2.1m households in England and Wales

Renting a home: How much space will 100 buy you?

· Press Coverage · Home and property First time buyer Moving home

Spending £100 a month on rent in London secures floor space equivalent to a small garden shed, compared with nearly five times that in parts of northern England, new research shows.

Stamp duty cut for first-time buyers will push up prices

· Press Coverage · First time buyer Economy Home and property

Budget more than doubles tax threshold to £300,000, effectively exempting 80% of all first-time property purchasers. 

Buying and renting: Your biggest financial decision - in 10 charts

· Press Coverage · Home and property Economy First time buyer

Buying a home is the most significant financial decision in most people's lives. For tenants, paying the rent is the biggest monthly outgoing.

So it is little wonder that house prices are an obsession for some, and a source of frustration for others.

The financial crisis had huge implications for those wanting to buy or sell property.

Here is the story of what has happened to the UK housing market in the past 10 years.

Are more interest rate rises ahead?

· Press Coverage · Economy Interest rates

So, the Bank proved it could be a "reliable boyfriend" and did what it suggested it would.

Increasing interest rates became almost inevitable after the governor, Mark Carney, announced on BBC Radio 4's Today programme in September that, if economic growth kept on track, then "you could expect interest rates to increase".

The end of gazumping? Government plans a house-buying shake-up to make it less stressful

· Press Coverage · Moving home Home and property

House-buyers are being promised new assurances that could speed up the process of purchasing a home and end gazumping.

Mark Carney expects interest rate rise in 'near term'

· Press Coverage · Interest rates Economy

Interest rates could rise in the "relatively near term" the Governor of the Bank of England has told the BBC.
In the clearest indication yet that there could be a rate rise as early as November, Mark Carney suggested that it was time for the bank to "ease its foot off the accelerator".

Buy to let - an outlook

· Press Coverage · Buy to let Mortgage market & product news

Buy to let has been a hot topic in recent years. Growth was fuelled by dinner party landlords looking for better returns on their cash, and the topic became a news item in its own right. 

This rapid growth put buy to let on the radars of both politicians and regulators, and the last couple of years have seen a raft of new measures intended to slow down growth. Some measures have been implemented – stamp duty, personal tax changes - and some are still to come; we are preparing for yet more regulatory changes in October. This has led to some market commentators questioning the market’s future. But is this fair?

Should we be worried about the rising popularity of 35-year mortgages?

· Press Coverage · Moving home First time buyer Re-mortgaging

A decade ago, just 2.7 per cent of mortgages were 35-year terms or more. But these longer contracts have been increasing in popularity, and during the first quarter of this year, 16 per cent of homeowners took out 35-year terms.

Bristol named best place to live in the UK for 2017

· Press Coverage · Other news Home and property

From the pretty Georgian terraces of Clifton to the graffiti-covered streets of Stokes Croft and the colourful waterfront - Bristol is a city as diverse as its inhabitants. And those inhabitants will likely currently be feeling rather smug as Bristol has just been crowned the best place to live in the UK in 2017.

First time buyers storm the property ladder in February

· Press Coverage · First time buyer

Lending to aspiring homeowners continues to rise, while the base rate remains so low. For those with enough savings for a deposit, now is a great time to buy

Can I get a mortgage at my age?

· Press Coverage · Older borrowers

If you are in your forties, fifties or older you may have heard or read stories that getting a mortgage becomes much more difficult with age.

Home affordability in cities at its worst since 2008

· Press Coverage · Economy Home and property

Over the past five years, the average UK city house price has risen by 32% from £169,966 in 2012 to its highest ever level of £224,926 in 2017. In comparison, average city annual earnings over the same period have risen by only seven percent to £32,796.

UK mortgage approvals hit 12-month high in January

· Press Coverage · Mortgage market & product news

British banks approved the most mortgages in a year last month and consumer borrowing saw some of its fastest growth of the past decade, industry data showed on Friday, contrasting with earlier signs of slowing momentum.

Everything you need to know about the new lifetime ISA

· Press Coverage ·

A new type of tax-free savings account is launching from April. It will offer savers the chance to get their hands on as much as £32,000 - absolutely free from the government.

Remortgaging hits highest levels since 2008 says BoE

· Press Coverage · Re-mortgaging

Remortgaging continued to drive lending activity at the end of 2016 with the highest number of monthly transactions completed since 2008, according to data from the Bank of England.

No change in interest rates expected by economists ahead of Superthursday

· Press Coverage · Interest rates Economy

The Bank of England is set to keep its interest rate at 0.25 per cent this week, economists predict, despite forecasts that inflation is creeping up.

Mortgage lending hits highest level since 2008

· Press Coverage · Economy

Confident Brits borrowed more in mortgages in 2016 than at any point since 2008, industry figures have shown, as the housing market recovered some zip in the final months of the year.

Mortgage lending 'resilient' as home ownership aspirations stay strong

· Press Coverage · Economy

Mortgage lending has remained "resilient" despite recent tax changes and economic uncertainty, according to banks and building societies.

Remortgage lending up 21% in 2016

· Press Coverage · Re-mortgaging

The latest research from conveyancing panel management services provider, LMS, has shown that the total value of remortgage lending reached £65.7bn over the course of last year - an increase of 21% against 2015

Buy to Let Landlord's Guide to 2016's tax changes

· Press Coverage · Buy to let

Written by a global leader in assurance, tax, transaction and advisory services, this guide provides information about tax changes for Buy to Let landlords in 2016 and key considerations for their business.

First-time home buyers at highest level since 2007

· Press Coverage · First time buyer

There were more first-time home buyers in 2016 than at any time since the start of the financial crisis, according to research by the Halifax.

UK house price average surges by £4,000 in December

· Press Coverage · Home and property Economy

The average UK house price surged by nearly 4,000 in December in the fastest acceleration in values since the Brexit vote, according to Halifax.

House price predictions for 2017

· Press Coverage · Home and property Economy

Buyers of a four-bedroom family home in London need deep pockets - but perhaps not as cavernous as a year ago.

Where can I afford to live?

· Press Coverage · First time buyer Moving home

Whether you are house-hunting or just daydreaming, try using this calculator to see where in the country you could afford to live - and would it be cheaper to rent or buy?

Mortgage costs at record low, say lenders

· Press Coverage · Fixed rate mortgages Interest rates Mortgage market & product news

Mortgages are now more affordable than they have ever been, according to the Council of Mortgage Lenders (CML).

October property sales rise 1%

· Press Coverage · Moving home Economy

The latest HMRC data has highlighted a 1.0% increase in residential property transactions between September and October. This comapres favourably to a 4.3% drop seen last month.

Buy to let boom continues according to new survey

· Press Coverage · Buy to let

According to the latest report from mortgage industy tech supplier, IRESS, the buy to let sector continues to go from strength to strength, seeing a 49% increase in buy to let compared with it's 2015 Survey.

Mortgage lending climbed in August, says CML

· Press Coverage · Mortgage market & product news

Gross mortgage lending hit its highest August level since before the financial crash, figures show, as the housing market appeared to defy fears of a crash after the Brexit vote.

Number of mortgage products leaps 86% in two years

· Press Coverage · Mortgage market & product news

A new report from Mortgage Brain has revealed that in just two years there has been an 86% increase in the number of products that are available to UK mortgage advisers.

Optimism in Central London property market remains high

· Press Coverage ·

Demand for property is still very much greater than supply in Central London and, according to Greater London Properties, there are a surplus of reasons to be optimistic for the few months ahead.

Record low rates drive post-Referendum remortgage market

· Press Coverage · Re-mortgaging

63% of remortgagors lowered their mortgage rates after the Referendum result in July, with 35% managing to cut their payments by £200 or more each month, according to LMS research.

Average UK house price rose 17,000 pounds in year to June, ONS figures show

· Press Coverage · Home and property Economy

Official figures showed that the average UK house price jumped 8.7% from the same month last year,

First-time buyers secured more mortgages in June than at any other point since August 2007

· Press Coverage · First time buyer

Mortgage lending was up by 12 per cent compared to the same month last year. First-time buyers led the way, borrowing £5.5bn, up 28 per cent as compared to May, and up 25 per cent on June 2015. More loans were given out to first-time buyers than at any other time since August 2007.

UK interest rates cut to 0.25%

· Press Coverage · Interest rates Economy

UK interest rates have been cut from 0.5% to 0.25% and the Bank of England has signalled that they could go lower if the economy worsens.

What Brexit? House prices inched up in July

· Press Coverage · Economy Home and property

Brexit, what Brexit? The property market defied the uncertainty of the EU referendum result - for now - new data reveals.

Banishing the Brexit blues?

· Press Coverage ·

As the dust begins to settle and our brains catch up with the changes that have taken place, we would do well to re-assess their importance against market fundamentals.

Mortgage lending soars in June, says CML

· Press Coverage ·

The amount of money being borrowed by homeowners last month soared to its highest June level for eight years, according to estimates.

First-time buyer lending up 23%

· Press Coverage ·

First-time buyer lending rose 23 per cent year-on-year to £4.3bn in May 2016, according to the Council of Mortgage Lenders.

Fixed or tracker: As Brexit prompts mortgage rates to tumble, how long should borrowers hold out for?

· Press Coverage · Interest rates Re-mortgaging Fixed rate mortgages Moving home

Brexit might have thrown markets into turmoil, but if you’re thinking of taking out a mortgage, or are remortgaging, rates are about to get even more competitive.

Mortgage rates fall to record lows, ahead of rate cut

· Press Coverage · Re-mortgaging Interest rates Fixed rate mortgages Moving home

Mortgage rates are continuing to creep downwards, as the City bets on a cut in interest rates next week.

Growth of limited company BTL marks change in landlord behaviour

· Press Coverage · Buy to let

Lending to buy to let investors borrowing via limited companies grew in the first half of the year according to the results of the H1 2016 Limited Company Buy to Let Index. The number of lenders and products available to limited company borrowers also increased.

Pound falls as Bank of England hints at fresh stimulus measures

· Press Coverage · Economy

The pound has fallen by more than 1% after Bank of England governor Mark Carney hinted at fresh economic stimulus measures.

UK consumer credit growth highest since 2005, mortgages approvals rise by more than expected in May

· Press Coverage · Economy

British consumer credit expanded at the fastest annual pace since 2005 in May and lenders approved more mortgages than expected ahead of the EU membership referendum, Bank of England data showed on Wednesday.

Interest-only mortgages are back, but you will need to clear a few hurdles

· Press Coverage · Mortgage market & product news

They almost became extinct in the wake of the credit crunch, and were once branded a “ticking timebomb” by the City regulator. However, interest-only mortgages have begun moving back into the mainstream.

House prices up 8.2% in past year

· Press Coverage · Economy Home and property

House prices rose in all parts of the UK over the past year - with London prices climbing 14.5%, official figures show.

How far do British home movers move?

· Press Coverage · Moving home Home and property

According to new research by My Home Move, 70% of those who sold a property in the last five years, chose to purchase a new home less than 20 miles from their old postcode

UK house prices set for first fall since 2012 as EU vote weighs - RICS

· Press Coverage · Economy

British house prices are set for their first fall in nearly four years over the next few months as the European Union referendum and a new tax on landlords turn buyers away, property valuers said on Thursday.

David Cameron warns of mortgage rise if Britain votes for Brexit

· Press Coverage · Interest rates

David Cameron has warned that mortgages could rise for millions of homeowners if Britain votes to leave the EU.

Number of UK landlords rises to 1.75 million

· Press Coverage · Buy to let

The rapid pace of growth in buy-to-let investments has been illustrated by new figures showing the number of landlords rising by 7% in 2013-14 to reach 1.75 million.

Rents and property values would drop after Brexit, say landlords

· Press Coverage · Buy to let

Associations for estate and letting agents say average UK house would be worth £2,300 less in 2018 if Britain leaves the EU

Relief for home buyers as the Government may ban 'gazumping'

· Press Coverage · Home and property Moving home First time buyer

Gazumping could be banned by the Government, as it has emerged that officials have held private meetings with industry to discuss bringing forward the point at which house sales become legal.

House prices fall as stamp duty changes cool buy-to-let market

· Press Coverage · Buy to let Economy

House prices fell in April as buy-to-let purchasers disappeared amid rises in stamp duty on second homes, according to figures from the UK’s largest lender.

UK house prices slow after stamp duty surcharge causes spike in March - but experts think they could accelerate again

· Press Coverage · Economy

House price growth has slowed back to more normal levels in April, after the surge of activity in March caused by the introduction of the new stamp duty surcharge.

Buy-to-let landlords keep benefiting from cheaper mortgages

· Press Coverage · Buy to let

Buy-to-let landlords are continuing to benefit from falling mortgage rates, according to new data, despite policymakers saying they are keeping a close eye on the fast-growing sector.

Bank of England to leave Bank Rate at 0.5 pct until early 2017

· Press Coverage · Economy Interest rates

The Bank of England will leave British interest rates at a record low until next year as stuttering global growth and inflation nowhere near target ties the central bank's hands, a Reuters poll found.

Average UK house price tops 200,000 for first time

· Press Coverage · Home and property Moving home

The average UK house price has exceeded £200,000 for the first time, but a typical home in northern England now costs less than half of one in the south, according to Nationwide Building Society.

New Stamp Duty Land Tax regime could hit wrong target

· Press Coverage · Buy to let

The new SDLT regime effective from 1 April 2016 could have several unexpected consequences.

Buy-to-let landlords should face new affordability tests, Bank says

· Press Coverage · Buy to let

Buy-to-let landlords should face new limits on the amount they can borrow, the Bank of England has proposed. It suggested that lenders should be much stricter when deciding whether or not to grant landlords a mortgage.

Three in four employees overestimate value of Statutory Sick Pay

· Press Coverage · Protection

Three out of four employees overestimate the value of Statutory Sick Pay (SSP) according to research from Legal & General.

Barclays tightens buy-to-let properties lending rules

· Press Coverage · Buy to let

Barclays is to tighten rules on lending for buy-to-let properties, increasing minimum rental covers

Average English home price passes 300,000 pounds

· Press Coverage · Home and property Moving home

The average asking price for a home in England and Wales passed 300,000 pounds for the first time in March, property website Rightmove said on Monday, as buyers rushed to beat a property tax rise which comes into force next month.

Demand for homes fuels 30% rise in mortgage lending

· Press Coverage · Mortgage market & product news

Mortgage lending leapt by 30% in the 12 months to February to hit £17.6bn, according to the latest figures from banks and building societies.

Budget 2016: New Lifetime Isa for homebuyers and retirement

· Press Coverage · Economy First time buyer Moving home

Millions of adults under 40 will be able to use a new Individual Savings Account (Isa) to buy a home or a pension, the chancellor has announced.

BTL investors undeterred by stamp duty changes claims new analysis

· Press Coverage · Buy to let

New analysis from national estate agent Jackson-Stops & Staff has found that the proposed reform to stamp duty for second homes, amounting to a 3% surcharge, will fail to have the intended effect of deterring prospective buy-to-let investors due to house price inflation.

150,000 now own through Help to Buy

· Press Coverage · First time buyer Moving home

More than 150,000 people have become homeowners through the Government’s flagship Help to Buy housing scheme.

More borrowers opt for fixed rate deals as mortgage rates hit record low

· Press Coverage · Fixed rate mortgages Interest rates

Mortgage rates have dropped to the cheapest on record, according to figures released by the Bank of England this morning.

Mortgage rates continue to fall

· Press Coverage · Interest rates

Borrowers still benefit from Bank of England cutting base rate to 0.5%

Top 10 Tips to add value to your home

· Press Coverage · Home and property Re-mortgaging

National estate agent Strutt & Parker reveals its top 10 tips to help you increase the value of your home.

Rise in number of new homes built

· Press Coverage · Home and property Moving home First time buyer

There have been sharp increases in the number of new homes being started and finished in England compared with a year ago, according to new figures.

UK house prices: Homeowners rush to remortgage in January as activity reaches highest level in seven years

· Press Coverage · Home and property Re-mortgaging

Remortgaging activity has bounced back in January to reach its highest level in seven years as homeowners take advantage of a surge in mortgage products being offered at record low rates.

Fixed rate mortgages at lowest levels in 2015

· Press Coverage · Interest rates Fixed rate mortgages

According to new data from Halifax, fixed rate mortgages fell to their lowest levels in 2015, whilst the standard variable rate remained static.

CML urges reform to Stamp Duty Land Tax surcharge proposals

· Press Coverage · Buy to let

Responding to the HM Treasury consultation on the 3% surcharge on Stamp Duty Land Tax (SDLT) proposals for second properties, the Council of Mortgage Lenders urges reform of the implementation plans, to mitigate potentially negative impacts on the housing market as a whole.

First time buyer purchase prices drop in December

· Press Coverage · First time buyer Home and property

The latest report from Your Move and Reeds Rains has found that the cost of an average first-time buyer home fell on a monthly basis in December.

UK housing: Buy-to-let frenzy to dodge stamp duty hike heats up property market

· Press Coverage · Buy to let

Housing demand was propelled in an "unusually buoyant" December 2015 for the property market amid a frenzy of last-minute activity by buy-to-let investors clamouring to beat an imminent hike to stamp duty. That was according to the Royal Institution of Chartered Surveyors (Rics).

Bank of England votes 8-1 to hold rates at 0.5%

· Press Coverage · Economy Interest rates

UK interest rates have been left unchanged again at 0.5% by the Bank of England's rate-setters.

UK house price growth hit an eight month high in December, Nationwide House Price Index finds

· Press Coverage · Home and property

December was a bumper month for property as house prices experienced their biggest monthly rise in eight months, new figures reveal.

Stamp duty changes for 2016

· Press Coverage · Moving home Buy to let Economy

The joys of the Autumn Statement… Last year there was good news for buyers of residential property in that from 4 December 2014 the ‘slab system’ of stamp duty (SDLT) taxation was replaced with a ‘progressive’ one. This had been long campaigned for and dealt with the inequities in the tax, and the distortions it caused in the property market. It was however unexpected.

House purchase lending up 8% in October

· Press Coverage · Moving home First time buyer

Home owner and buy-to-let activity have both continued the upward trend seen last month, and the market looks set to finish the year strong, despite taking time to gain momentum after a slow start to 2015

UK house prices: Mortgage rates hit record low as more people opt for fixed rate deals

· Press Coverage · Home and property Economy

Mortgage rates dropped to their lowest on record between July and September, according to figures released by the Bank of England this morning.

Buyers in England and Wales benefiting from stamp duty changes

· Press Coverage · Moving home First time buyer

Homebuyers in England and Wales are typically paying £4,500 less in stamp duty than before the government overhauled the system a year ago, according to research by Halifax.

Autumn Statement: Housing Round-Up

· Press Coverage ·

The Chancellor made a wide range of housing announcements in his Autumn Statement and Spending Review. Here we offer an overview of the main changes.

Halifax Help to Buy ISA to offer a rate of 4%

· Press Coverage · First time buyer

Halifax Help to Buy ISA will offer a rate of 4% and is available to first-time buyers over the age of 16 from the 1st December 2015.

Under the Government scheme, deposits are limited to £200 per month, except for the month of opening when customers can fund the account with an extra £1,000.

UK house price growth slowed in November, Nationwide says

· Press Coverage · Home and property

Growth in UK house prices slowed slightly in November, according to the latest survey from the Nationwide.

Stamp Duty Reforms for investors and second home purchasers

· Press Coverage ·

The UK Government has announced an increase in Stamp Duty Land Tax (SDLT), with an additional 3% rate to apply to the purchase of additional properties, such as buy-to-let and second homes. The new rate will come into effect from 1 April 2016.

Osborne's challenge to stop drop in UK home ownership

· Press Coverage · Home and property First time buyer Economy

George Osborne, the UK chancellor, announced in Wednesday’s Autumn Statement the “biggest housebuilding programme since the 1970s”. This included 400,000 new affordable homes in England by 2020, a 3% stamp duty increase for buy-to-let and second home buyers, and a new help-to-buy scheme just for London. The measures are aimed at tackling the “crisis in home ownership in Britain”.

Housing promises pledged in the Autumn Statement: A response from leading property consultancy JLL

· Press Coverage ·

The chancellor's support for 400,000 new affordable homes is welcomed at a time when there is a dire need to expand housing construction right across the country.

Autumn Statement: Buy-to-let homes face higher stamp duty

· Press Coverage · Buy to let

Buy-to-let landlords and people buying second homes will soon have to pay more in stamp duty, the chancellor has announced.

UK residential market - property market update from Knight Frank

· Press Coverage ·

UK house prices ticked up slightly in October amid strong demand and tighter availability of stock. The annual change in UK house prices is 3.9%, from 3.8% the previous month.

City house price inflation to reach 10%

· Press Coverage · Home and property

City level house price growth is now running at 9.4% - faster than the 7.1% UK wide growth rate - and is set to reach 10% by the year end, according to Hometrack's UK Cities Index.

Can lenders develop the right products for older borrowers?

· Press Coverage · Older borrowers

The FCA’s call for flexible mortgage products for older borrowers could be held back by regulatory constraints

Mortgage lending strongest since 2008, says CML

· Press Coverage · Mortgage market & product news Home and property

Mortgage lending rose to £21.8bn in October, up nearly 20% from a year earlier, according to industry figures.

The rise of urban prime

· Press Coverage ·

According to our Knight Frank research, prime property values for homes located in town and city markets have risen by 26% since 2005 and are now 3% above their 2007 peak

25% rise in house prices predicted

· Press Coverage · Home and property Economy

According to the latest data from RICS, house prices are expected to rise by 4.5% per annum over the next five years

Building societies commit to reviewing upper age limits

· Press Coverage ·

Building societies are to review upper age limits for mortgages as part of a package of reforms to tackle the increasing needs for lending into retirement.

London property prices to rise a third by 2019 as demand continues to outweigh supply

· Press Coverage · Home and property

London house prices will rise by almost a third between this year and 2019, new research has found, as demand in the capital continues to vastly outweigh supply.

Bank of Ireland BTL National Index trends

· Press Coverage · Buy to let

A slight rise in the index this quarter is fuelled bymortgage affordability and new purchase index increases

Why it's time to think about remortgaging your house

· Press Coverage · Re-mortgaging Interest rates

Mortgage rates won’t get more competitive – but waiting too long to shop around could cost you

Steady house price growth of 5 percent predicted in 2016

· Press Coverage ·

We are expecting a period of sustained growth and stability in the UK housing market in 2016 as activity levels respond to supporting factors such as real wage growth and record low mortgage rates

Which home improvement offers the best return on investment?

· Press Coverage ·

A new poll in which over 100 estate agents throughout Britain were asked to find out which improvements and renovations added the most value and which would offer the greatest return on investment to an average three bedroomed house has released its results.

BTL rates reduced at Accord

· Press Coverage ·

Accord Buy to Let has announced that as of today it will reduce rates across its 75% LTV range by up to 0.35%.

The two-year fixed rate mortgages are available to landlords with a deposit of 25% at either 3.19% with no product fee, or at 2.84% with a £800 fee.

17% of BTL products are now fee free

· Press Coverage ·

The number of arrangement fee free buy to let mortgage products rose in Q3 as lenders tried to find ways to compete without reducing rates which are already at an all-time low.

UK house prices: This chart shows the hourly rate at which property values are rising

· Press Coverage · Home and property Economy

Everyone knows house prices have been rocketing in London in recent years - and they were up by nearly 10 per cent this month compared to October 2014.

First-time buyers face prices almost 10% higher than year ago

· Press Coverage · First time buyer

First-time buyers are facing asking prices almost 10% higher than a year ago because of demand from buy-to-let investors, the website Rightmove has said. 

Welcome to new London: the areas where affluent Under 35s have moved in

· Press Coverage · Home and property Moving home

The latest hotspots where wealthy, young professionals outnumber the over 50s, pushing up house prices in all corners of the capital. 

More lenders cut rates as price war intensifies

· Press Coverage · Interest rates Economy

More lenders have unveiled mortgage rate cuts as they look to boost business levels in the final months of 2015.

Cameron Demands House Building 'Crusade'

· Press Coverage · Home and property

The Prime Minister is to relax planning rules in an effort to help thousands of young people to buy their first home.

Take the test: Where in Britain would you be happiest?

· Press Coverage · Home and property Moving home

Take the simple personality test – and find out how your personality and the place where you live affect your happiness.

UK mortgage lending shows biggest increase since 2008

· Press Coverage · Home and property Economy

British mortgage lending increased by the greatest amount since 2008 after lenders approved the largest number of mortgages in more than a year and a half, adding to signs Britain's housing market is heating up.

UK house sales highest for 18 months, says HMRC

· Press Coverage · Home and property Economy

More homes were sold in the UK in August than in any month since February last year, figures show.

Is equity release still a dirty word?

· Press Coverage · Mortgage market & product news Older borrowers

Whether you're considering a cruise, a new kitchen, or just giving money to the children, the thought of liberating that cash from the value of your house is enticing.

Carney defends Bank of England independence

· Press Coverage · Economy

Mark Carney has defended the independence of the Bank of England, and criticised Jeremy Corbyn’s economic policies.

UK inflation slips back to zero, BoE rate hike months away

· Press Coverage · Economy Interest rates

British inflation fell back to zero in August after oil prices dropped at the fastest rate since the start of the year. 

Focus on Bristol and Bath

· Press Coverage · Home and property Moving home

Knight Frank’s latest research report examines the changing dynamics in Bristol and Bath’s residential property markets.

Bristol is the second largest city in the South of England, and is hosting one of the largest urban regeneration projects currently taking place in the country. 

House price inflation to hit 6% in 2015, warn surveyors

· Press Coverage · Home and property Economy

House price inflation across the UK is now likely to hit 6% this year, according to the Royal Institution of Chartered Surveyors (Rics).

Half of homeowners aspire to be landlords

· Press Coverage · Buy to let

Nearly half of British homeowners aspire to become buy-to-let landlords, research from Bank of Ireland has revealed.

Mortgage lending increases on low interest rates

· Press Coverage · Interest rates

The housing market is picking up, with homeowners looking to remortgage to take advantage of low interest rates and unlock some of the climb in property prices.

UK mortgage lending in July hits seven year high

· Press Coverage · Home and property Economy

Council of Mortgage Lenders reports total of £22bn in mortgage loans ahead of predicted interest rate rise

Rising demand boosts Bristol property prices

· Press Coverage · Home and property

Prime property price growth in Bristol has outperformed the wider prime market in the UK so far this year. Such outperformance has been driven by demand from buyers for homes in prime urban locations close to good schools, good infrastructure and amenities.

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Khalid Javid featured in the Sunday Times Guide to the Top 250 UK Mortgage Advisers

Sunday TimesWe're delighted to announce that Khalid Javid was featured in the Sunday Times Guide to the Top 250 UK Mortgage Advisers.

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House prices rise fastest in North West

House prices in the North West rose the fastest in the UK compared with a year ago, according to official figures.

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Shock as inflation jumps to six-month high of 2.7%

Inflation jumped unexpectedly to 2.7% in August, its highest level in six months, shocking economists that had expect...

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