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Landlord and BTL News

Small landlords under the microscope

· Press Coverage · Buy to let

Looking at the latest research into the buy to let market, a lot changed during 2017 for landlords with small portfolios (up to 10 properties).

Government extends licencing scheme for HMOs

· Press Coverage · Buy to let

The Government is expanding the mandatory licencing of HMOs (houses in multiple occupation), bringing more properties into the licencing regime from 1 October 2018.

Top 10 pointers for landlords about new EPC rules

· Press Coverage · Buy to let

After April, new rules mean you cannot legally rent out a property unless it passes a minimum energy efficiency test.

Mortgage Market activity bouyant during November 2017

· Press Coverage · Mortgage market & product news Buy to let

UK Finance’s mortgage trends update for November 2017, released today, reveals steady increases in mortgage lending for first-time-buyers and home movers compared to the previous month and the equivalent period in 2016. Read the News Release here. 

Buy to let - an outlook

· Press Coverage · Buy to let Mortgage market & product news

Buy to let has been a hot topic in recent years. Growth was fuelled by dinner party landlords looking for better returns on their cash, and the topic became a news item in its own right. 

This rapid growth put buy to let on the radars of both politicians and regulators, and the last couple of years have seen a raft of new measures intended to slow down growth. Some measures have been implemented – stamp duty, personal tax changes - and some are still to come; we are preparing for yet more regulatory changes in October. This has led to some market commentators questioning the market’s future. But is this fair?

Buy to Let Landlord's Guide to 2016's tax changes

· Press Coverage · Buy to let

Written by a global leader in assurance, tax, transaction and advisory services, this guide provides information about tax changes for Buy to Let landlords in 2016 and key considerations for their business.

Buy to let boom continues according to new survey

· Press Coverage · Buy to let

According to the latest report from mortgage industy tech supplier, IRESS, the buy to let sector continues to go from strength to strength, seeing a 49% increase in buy to let compared with it's 2015 Survey.

Growth of limited company BTL marks change in landlord behaviour

· Press Coverage · Buy to let

Lending to buy to let investors borrowing via limited companies grew in the first half of the year according to the results of the H1 2016 Limited Company Buy to Let Index. The number of lenders and products available to limited company borrowers also increased.

Number of UK landlords rises to 1.75 million

· Press Coverage · Buy to let

The rapid pace of growth in buy-to-let investments has been illustrated by new figures showing the number of landlords rising by 7% in 2013-14 to reach 1.75 million.

Rents and property values would drop after Brexit, say landlords

· Press Coverage · Buy to let

Associations for estate and letting agents say average UK house would be worth £2,300 less in 2018 if Britain leaves the EU

House prices fall as stamp duty changes cool buy-to-let market

· Press Coverage · Buy to let Economy

House prices fell in April as buy-to-let purchasers disappeared amid rises in stamp duty on second homes, according to figures from the UK’s largest lender.

Buy-to-let landlords keep benefiting from cheaper mortgages

· Press Coverage · Buy to let

Buy-to-let landlords are continuing to benefit from falling mortgage rates, according to new data, despite policymakers saying they are keeping a close eye on the fast-growing sector.

New Stamp Duty Land Tax regime could hit wrong target

· Press Coverage · Buy to let

The new SDLT regime effective from 1 April 2016 could have several unexpected consequences.

Buy-to-let landlords should face new affordability tests, Bank says

· Press Coverage · Buy to let

Buy-to-let landlords should face new limits on the amount they can borrow, the Bank of England has proposed. It suggested that lenders should be much stricter when deciding whether or not to grant landlords a mortgage.

Barclays tightens buy-to-let properties lending rules

· Press Coverage · Buy to let

Barclays is to tighten rules on lending for buy-to-let properties, increasing minimum rental covers

BTL investors undeterred by stamp duty changes claims new analysis

· Press Coverage · Buy to let

New analysis from national estate agent Jackson-Stops & Staff has found that the proposed reform to stamp duty for second homes, amounting to a 3% surcharge, will fail to have the intended effect of deterring prospective buy-to-let investors due to house price inflation.

CML urges reform to Stamp Duty Land Tax surcharge proposals

· Press Coverage · Buy to let

Responding to the HM Treasury consultation on the 3% surcharge on Stamp Duty Land Tax (SDLT) proposals for second properties, the Council of Mortgage Lenders urges reform of the implementation plans, to mitigate potentially negative impacts on the housing market as a whole.

UK housing: Buy-to-let frenzy to dodge stamp duty hike heats up property market

· Press Coverage · Buy to let

Housing demand was propelled in an "unusually buoyant" December 2015 for the property market amid a frenzy of last-minute activity by buy-to-let investors clamouring to beat an imminent hike to stamp duty. That was according to the Royal Institution of Chartered Surveyors (Rics).

Stamp duty changes for 2016

· Press Coverage · Moving home Buy to let Economy

The joys of the Autumn Statement… Last year there was good news for buyers of residential property in that from 4 December 2014 the ‘slab system’ of stamp duty (SDLT) taxation was replaced with a ‘progressive’ one. This had been long campaigned for and dealt with the inequities in the tax, and the distortions it caused in the property market. It was however unexpected.

Autumn Statement: Buy-to-let homes face higher stamp duty

· Press Coverage · Buy to let

Buy-to-let landlords and people buying second homes will soon have to pay more in stamp duty, the chancellor has announced.

Bank of Ireland BTL National Index trends

· Press Coverage · Buy to let

A slight rise in the index this quarter is fuelled bymortgage affordability and new purchase index increases

Half of homeowners aspire to be landlords

· Press Coverage · Buy to let

Nearly half of British homeowners aspire to become buy-to-let landlords, research from Bank of Ireland has revealed.


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Khalid Javid featured in the Sunday Times Guide to the Top 250 UK Mortgage Advisers

Sunday TimesWe're delighted to announce that Khalid Javid was featured in the Sunday Times Guide to the Top 250 UK Mortgage Advisers.

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Reality Check: How does the government help first-time buyers?

Saving up for a deposit for a mortgage can seem daunting.

Recent research suggests that it can take a young p...

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