Home insurance

Once you have secured your mortgage, it is important to look at home insurance. Your Blackstone adviser can offer you home insurance at a competitive price, giving you the peace of mind that your home and its contents are protected.

Buildings and Contents

Your home is probably your biggest single asset, so it’s important you have adequate buildings insurance in place. Buildings insurance covers your home and its fixtures and fittings against loss or damage caused by events such as fire, storm, flood and subsidence. It also covers less common causes of damage such as theft, vandalism or damage to your property caused by vehicle collision. 

If you insure both buildings and contents under one policy, you may receive a discount on your premium.

Importantly, you should always ensure that there is proper insurance in place from the moment you become responsible for the premises, which is usually on exchange of contracts. When you take out a mortgage, your lender will require cover in place to protect the building and your Blackstone adviser can help arrange this.

Contents insurance covers your household goods and personal belongings against loss or damage caused by risks such as fire, theft, storm and flood.

Finding the right home and contents insurance can be complicated as there is a wide array of products available.   Your Blackstone adviser can help you choose a policy that’s tailored to meet your individual needs.

Our recommendation will be based on the quality of cover available as well as the price as sometimes customers are persuaded to purchase inferior products based on cost alone. We will guide you through the process and ensure that you have the right cover for you.

As with all insurance policies, conditions and exclusions will apply.

Call Blackstone to ensure you have the best insurance.

Our adviser is waiting to speak to you on Bristol 0117 403 0097.